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Homeownership Services

The Community Partnership of North Alabama is a HUD-certified counseling agency offering advice on buying a home, renting, defaults, foreclosures, and credit issues.

Director of Homeownership Services

Candy Ayers
256-260-3108
candy.ayers@capna.org

50 Years of Housing Counseling

50 Years Strong

Since 1968, the HUD Housing Counseling Program has been committed to the needs of home-buying consumers and its legions of stakeholders. The Housing Counseling Program provides a comprehensive array of invaluable information, education, and resources, including but not limited to the following:

  • Resources and information to consumers and stakeholders at every stage of the housing process

  • Do-it-yourself workshops and classes to help maintain and improve your biggest investment

  • Guidance to help homebuyers avoid default and foreclosure

  • Training, tools, and promotional materials designed to assist HUD-approved housing counseling agencies in providing their vital services

 

Homebuyer Education

Hear how new homeowner Katie Smith took advantage of available resources to purchase her first home:

Free monthly sessions with counseling services from a HUD-certified agency for all interested in learning the best way to approach buying a home.  Homebuying topics include discussions relating to credit guidance, financial guidance, home selection, mortgage guidance and post-purchase education.

Homeownership Counseling

Comprehensive homeownership counseling services from a HUD-certified agency are provided free of charge to home buyers, homeowners and renters – both current and prospective.  

Financial Capabilities and Budgeting

Financial capabilities workshops hosted by a HUD-certified agency are held in the communities that we serve in Cullman, Lawrence and Morgan Counties.  A focus is placed on financial guidance relating to creating a spending plan by using the Money Management Calendar to track spending and develop an obtainable budget.  Workshops are led by Director of Homeownership Services Candy Ayers.

Standards of Conduct 

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CODE OF CONDUCT